http://rsfsocialfinance.org/services/investing/social/ Since 1984, RSF has maintained a 100% repayment rate – plus interest – to our community of investors, and has made over $230 million in loans to social enterprises through this program. Historical rates of return are similar to those of a bank http://rsfsocialfinance.org/impact/field/fund-for-complementary-currencies/ Fund for Complementary Currencies The Fund for Complementary Currencies is a special charitable fund launched in 2004 to support the development of new and sustainable approaches to economic exchange that complement the existing financial system. It has funded the research and development of BerkShares<http://www.berkshares.org/> , TimeBanks <http://www.timebanks.org/>, and GETS<httphttp://www.getsglobal.com/>(Global Exchange Trade System), as well as other innovative research projects. To learn more about the Fund for Complementary Currencies and how you can participate, click here<http://rsfsocialfinance.org/impact/field/fund-for-complementary-currencies/> . http://rsfsocialfinance.org/impact/reimagining-money/ * *Shared Gifting Groups Practiced first as part of RSF’s Mid-States Shared Gifting Program<http://rsfsocialfinance.org/services/giving/focus/mid-states-shared-gifting-group/>, and now included as an integral part of our Focus Area Funds<http://rsfsocialfinance.org/services/giving/focus>, shared gifting brings together peer groups of donors and grantees to share proposed needs and then collectively decide on the distribution of available funds. The donors’ role is simply to determine the total amount available for granting. This eliminates the typical grantor-grantee power dynamic, and replaces it with an inherently mutual process and outcome.