<div dir="ltr">Where do 'returns' come from?<div><br></div><div>We must slow down and answer this question fully.</div><div><br></div><div>There are many stabs in the dark at this long-standing conundrum,</div><div>
but until we know at least this much, we cannot proceed toward a solution.</div><div class="gmail_extra"><br></div></div>