<html><body><div style="color:#000; background-color:#fff; font-family:times new roman, new york, times, serif;font-size:12pt"><div style="RIGHT: auto">The following maybe of interest...</div>
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<div style="RIGHT: auto"><A href="http://www.positivemoney.org.uk/2012/01/public-banking-financial-times/">http://www.positivemoney.org.uk/2012/01/public-banking-financial-times/</A><VAR id=yui-ie-cursor></VAR></div></div></body></html>