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<DIV style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman, new york, times, serif"><FONT face=Arial size=2>----- Forwarded Message -----<BR><B><SPAN style="FONT-WEIGHT: bold">From:</SPAN></B> CivilisedMoney <info@civilisedmoney.co.uk><BR><B><SPAN style="FONT-WEIGHT: bold">To:</SPAN></B> Robert Searle <dharao4@yahoo.co.uk> <BR><B><SPAN style="FONT-WEIGHT: bold">Sent:</SPAN></B> Tuesday, 3 January 2012, 14:49<BR><B><SPAN style="FONT-WEIGHT: bold">Subject:</SPAN></B> Civilised New Year<BR></FONT><WBR>
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<div style="FONT-SIZE: 14px; COLOR: #444444; LINE-HEIGHT: 18px; FONT-FAMILY: Helvetica, Arial, sans-serif" align=left>Dear Robert Searle</div>
<div style="FONT-SIZE: 24px; COLOR: #444444; LINE-HEIGHT: 30px; FONT-FAMILY: Helvetica, Arial, sans-serif" align=left>Civilised New Year</div>
<DIV style="BACKGROUND-COLOR: transparent"><B><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Happy New Year. 2012 is a big year for </SPAN><SPAN style="FONT-WEIGHT: bold; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Civilised</SPAN> <SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Money and also for our financial system. Governments and banks are desperately trying to shore up a very badly broken system, for more on the problems with the system see </SPAN><A
href="http://clicks.aweber.com/y/ct/?l=BXT7w&m=3hZ4ntkNfOudit2&b=stXbxcIHCIO3NqkkPhkcXQ" target=_blank rel=nofollow></SPAN><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000099; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: underline">Jem Bendell's talk on our YouTube Channel</A> <SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">.</SPAN> <BR><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"></SPAN><BR><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial;
BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">2012 also seems to be the year for alternatives to the existing financial system. There is masses of financial system innovation going on all over the world, very little of it is coming from the existing players. By the end of 2012 it seems likely that more and more of us will be using our mobile phones as wallets and using people to people services for our borrowing, investing, currency exchange and even insurance.</SPAN><BR><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"></SPAN><BR><SPAN style="FONT-WEIGHT: bold; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Civilised</SPAN><SPAN
style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Money is well placed to be part of this revolution in financial services and our aim, by the end of 2012 is to be well on the way to enabling our customers to use their </SPAN><SPAN style="FONT-WEIGHT: bold; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Civilised</SPAN> <SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Money account as their main service for all of their transactions, a trusted and viable alternative to existing bank accounts.</SPAN> <BR><SPAN
style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"></SPAN><BR><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">We are really inspired by the number of enquiries we have had from all over the world, from people and businesses wanting to bring </SPAN><SPAN style="FONT-WEIGHT: bold; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Civilised</SPAN> <SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT:
normal; TEXT-DECORATION: none">Money to their country. We are keen to start conversations with these people and to see how we might be able to make it happen. </SPAN><BR><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"></SPAN><BR>
<div dir=ltr style="MARGIN-TOP: 0pt; MARGIN-BOTTOM: 0pt"><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">We have also had an enormous number of requests for information on our Lend & Borrow product and our donations platform. Our subscribers will be kept up to date with all developments, so please keep reading these newsletters to keep track of progress. </SPAN></div><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"></SPAN><BR>
<div dir=ltr style="MARGIN-TOP: 0pt; MARGIN-BOTTOM: 0pt"><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Don't forget that </SPAN><SPAN style="FONT-WEIGHT: bold; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Civilised</SPAN><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Money already has an active rewards-based crowdfunding feature - </SPAN><A href="http://clicks.aweber.com/y/ct/?l=BXT7w&m=3hZ4ntkNfOudit2&b=bjg0_w7RxPicHmCuCdF7lA" target=_blank rel=nofollow></SPAN><SPAN style="FONT-WEIGHT: normal; FONT-SIZE:
15px; VERTICAL-ALIGN: baseline; COLOR: #000099; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: underline">Crowdfund & Get Funded</A><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">. We're delighted to be working with some fascinating organisations who are raising funds through this - if you have a project you need to raise funds for, please get in touch.</SPAN></div><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"></SPAN><BR><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY:
Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">You can also 'like' </SPAN><SPAN style="FONT-WEIGHT: bold; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Civilsed</SPAN><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Money on</SPAN><A href="http://clicks.aweber.com/y/ct/?l=BXT7w&m=3hZ4ntkNfOudit2&b=9KzN7HIVv4_pPwaqistXRg" target=_blank rel=nofollow></SPAN></SPAN> <SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN:
baseline; COLOR: #417ba6; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: underline">Facebook</A><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"> and follow us on</SPAN><A href="http://clicks.aweber.com/y/ct/?l=BXT7w&m=3hZ4ntkNfOudit2&b=UccROrtT2aLiY0W.rAcigQ" target=_blank rel=nofollow></SPAN></SPAN> <SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #417ba6; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION:
underline">Twitter</A><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">.</SPAN> <BR><STRONG id=yiv993306327internal-source-marker_0.15996115119196475 style="FONT-WEIGHT: normal"><SPAN style="FONT-WEIGHT: normal; FONT-SIZE: 15px; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none"><BR></SPAN></STRONG></B></DIV>
<DIV style="BACKGROUND-COLOR: transparent"><B><STRONG style="FONT-WEIGHT: normal"><SPAN style="FONT-WEIGHT: normal; VERTICAL-ALIGN: baseline; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial; BACKGROUND-COLOR: transparent; FONT-VARIANT: normal; TEXT-DECORATION: none">Wishing you a prosperous and Civilised New Year.</SPAN></STRONG>Best regards</B></DIV>
<div style="FONT-SIZE: 14px; COLOR: #444444; LINE-HEIGHT: 18px; FONT-FAMILY: Helvetica, Arial, sans-serif" align=left><B>Jason and the Civilised Team </B></div><B>
<div style="FONT-SIZE: 14px; COLOR: #444444; LINE-HEIGHT: 18px; FONT-FAMILY: Helvetica, Arial, sans-serif" align=left><STRONG>T: +44 (0)118 923 5805<BR>Skype: jasonmscott</STRONG><BR><A href="mailto:jscott@civilisedgroup.com" target=_blank rel=nofollow ymailto="mailto:jscott@civilisedgroup.com">jscott@civilisedgroup.com</A><BR><A href="http://clicks.aweber.com/y/ct/?l=BXT7w&m=3hZ4ntkNfOudit2&b=aHZrClXgCSH3LFT2NhDRGw" target=_blank rel=nofollow><font color="red"><b>MailScanner has detected a possible fraud attempt from "clicks.aweber.com" claiming to be</b></font> www.civilisedmoney.co.uk </A></div>
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