<br><br><div class="gmail_quote">---------- Forwarded message ----------<br>From: <b class="gmail_sendername">Dante-Gabryell Monson</b> <span dir="ltr"><<a href="mailto:dante.monson@gmail.com">dante.monson@gmail.com</a>></span><br>
Date: Tue, Nov 22, 2011 at 4:23 AM<br>Subject: Fwd: [Ripple] Re: Dwolla<br>To: Sepp Hasslberger <<a href="mailto:sepp@lastrega.com">sepp@lastrega.com</a>>, Michel Bauwens <<a href="mailto:michelsub2004@gmail.com">michelsub2004@gmail.com</a>><br>
<br><br><br><br><div class="gmail_quote"><span style="font-size: large; font-weight: bold;">Forwarded conversation</span><br>Subject: <b class="gmail_sendername">[Ripple] Dwolla</b><br>------------------------<br><br><span><font color="#888888">From: <b>Thomas Sherlock</b> <span dir="ltr"><<a href="mailto:Tom@ramruva.com" target="_blank">Tom@ramruva.com</a>></span><br>
Date: Sun, Nov 20, 2011 at 6:38 PM<br>To: <a href="mailto:rippleusers@googlegroups.com" target="_blank">rippleusers@googlegroups.com</a><br></font><br></span><br><div style="word-wrap: break-word;">Would this company be relevant to ripple: �<a href="http://www.businessinsider.com/this-28-year-old-is-making-sure-credit-cards-wont-exist-in-the-next-few-years-2011-11?op=1" target="_blank">http://www.businessinsider.com/this-28-year-old-is-making-sure-credit-cards-wont-exist-in-the-next-few-years-2011-11?op=1</a>� ?<div>
<br></div><div>Tom</div></div><span><font color="#888888">
<p></p>
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</font></span><br>----------<br><span><font color="#888888">From: <b>Kurt Padilla</b> <span dir="ltr"><<a href="mailto:kurt.padilla@gmail.com" target="_blank">kurt.padilla@gmail.com</a>></span><br>
Date: Sun, Nov 20, 2011 at 6:59 PM<br>To: <a href="mailto:rippleusers@googlegroups.com" target="_blank">rippleusers@googlegroups.com</a><br></font><br></span><br><p>Just a convenient way to settle debts in USD.</p>
<p>Sent from my HTC Incredible 2.</p><div></div><br>----------<br><span><font color="#888888">From: <b>Thomas Sherlock</b> <span dir="ltr"><<a href="mailto:Tom@ramruva.com" target="_blank">Tom@ramruva.com</a>></span><br>
Date: Sun, Nov 20, 2011 at 7:03 PM<br>To: <a href="mailto:rippleusers@googlegroups.com" target="_blank">rippleusers@googlegroups.com</a><br></font><br></span><br><div style="word-wrap: break-word;">It's more than a convenient way to settle debt; it's a totally new network essentially linking bank accounts. �One of its major investors is Veridian, which, I believe is a mlm. �But don't take my word for it.<div>
<br></div><div>Dwolla may find interest in Ripple.</div><div></div></div><div></div><br>----------<br><span><font color="#888888">From: <b>Jeffrey Cliff</b> <span dir="ltr"><<a href="mailto:jeffrey.cliff@gmail.com" target="_blank">jeffrey.cliff@gmail.com</a>></span><br>
Date: Sun, Nov 20, 2011 at 7:47 PM<br>To: <a href="mailto:rippleusers@googlegroups.com" target="_blank">rippleusers@googlegroups.com</a><br></font><br></span><br>This isn't the first time dwolla has appeared on this mailing list.� I thought it had occurred before that, too...mabye it was somewhere else<br>
<br><a href="http://groups.google.com/group/rippleusers/browse_thread/thread/39c91132fb4c21ec/f3b295492989a3a3?hl=en&lnk=gst&q=dwolla#f3b295492989a3a3" target="_blank">http://groups.google.com/group/rippleusers/browse_thread/thread/39c91132fb4c21ec/f3b295492989a3a3?hl=en&lnk=gst&q=dwolla#f3b295492989a3a3</a><br>
<br>Jeff<div></div><br>----------<br><span><font color="#888888">From: <b>Kurt Padilla</b> <span dir="ltr"><<a href="mailto:kurt.padilla@gmail.com" target="_blank">kurt.padilla@gmail.com</a>></span><br>
Date: Mon, Nov 21, 2011 at 5:02 AM<br>To: <a href="mailto:rippleusers@googlegroups.com" target="_blank">rippleusers@googlegroups.com</a><br></font><br></span><br>Seems a little spammy.<br>
>> � � � � <mailto:<a href="mailto:rippleusers@googlegroups.com" target="_blank">rippleusers@googlegroups.com</a>>.<br>
>> � � � � <mailto:<a href="mailto:rippleusers%252Bunsubscribe@googlegroups.com" target="_blank">rippleusers%2Bunsubscribe@googlegroups.com</a>>.<br>
>> � � <mailto:<a href="mailto:rippleusers@googlegroups.com" target="_blank">rippleusers@googlegroups.com</a>>.<br>
>> � � <mailto:<a href="mailto:rippleusers%2Bunsubscribe@googlegroups.com" target="_blank">rippleusers+unsubscribe@googlegroups.com</a>>.<br>
> � � <mailto:<a href="mailto:rippleusers@googlegroups.com" target="_blank">rippleusers@googlegroups.com</a>>.<br>
> � � <mailto:<a href="mailto:rippleusers%252Bunsubscribe@googlegroups.com" target="_blank">rippleusers%2Bunsubscribe@googlegroups.com</a>>.<br>
<div></div><br>----------<br><span><font color="#888888">From: <b>Andrew Miller</b> <span dir="ltr"><<a href="mailto:socrates1024@gmail.com" target="_blank">socrates1024@gmail.com</a>></span><br>
Date: Mon, Nov 21, 2011 at 10:14 PM<br>To: Ripple Project <<a href="mailto:rippleusers@googlegroups.com" target="_blank">rippleusers@googlegroups.com</a>><br></font><br></span><br>Dwolla is interesting, and worth keeping an eye on. They played a<br>
major role in the Bitcoin community for a couple of months in the<br>
summer of 2011, during which Dwolla was the preferred way to deposit<br>
or withdraw money to the various exchanges (tradehill, mtgox,<br>
exchangebitcoins, etc). The promise of Dwolla was that it would be<br>
instantaneous and irreversible (both qualities would be a big<br>
improvement over ACH).<br>
<br>
But it turned out those claims weren't true, and in fact Dwolla is<br>
just a 'wrapper over ACH'. This caused a little crisis in July 2011<br>
when Dwolla reversed a bunch of transactions without letting the<br>
exchanges know. There was some good coverage of the event, especially<br>
Bruce Wagner's investigative journalism:<br>
<a href="http://onlyonetv.com/2011/07/the-bitcoin-show-episode-31/" target="_blank">http://onlyonetv.com/2011/07/the-bitcoin-show-episode-31/</a><br>
Article about the immediate aftermath:<br>
<a href="http://www.siliconprairienews.com/2011/07/as-bitcoin-exchanges-drop-dwolla-milne-says-company-stays-focused" target="_blank">http://www.siliconprairienews.com/2011/07/as-bitcoin-exchanges-drop-dwolla-milne-says-company-stays-focused</a><br>
<br>
It's unclear to me whether Dwolla ever was an ally to Bitcoin or<br>
whether they may be in the future. A rumor is that the 'big changes'<br>
Dwolla has in store for next month will involve decentralization or<br>
investment in Bitcoin. I'm doubtful.<br>
<a href="https://bitcointalk.org/index.php?topic=51478.0" target="_blank">https://bitcointalk.org/index.php?topic=51478.0</a><br>
<br>
Anything that would make Dwolla useful for Bitcoin would also make<br>
Dwolla useful for Ripple. The easier it seems like it will be to<br>
settle an IOU in the future, the more appealing it is to accept an IOU<br>
as payment now.<br>
> ><a href="http://groups.google.com/group/rippleusers/browse_thread/thread/39c91." target="_blank">http://groups.google.com/group/rippleusers/browse_thread/thread/39c91.</a>..<br>
> > <<a href="http://groups.google.com/group/rippleusers/browse_thread/thread/39c91.." target="_blank">http://groups.google.com/group/rippleusers/browse_thread/thread/39c91..</a>.><br>
><br>
> > Jeff<br>
><br>
> > On 20 November 2011 12:03, Thomas Sherlock <<a href="mailto:T...@ramruva.com" target="_blank">T...@ramruva.com</a><br>
> >> � � On Nov 20, 2011 12:38 PM, "Thomas Sherlock" <<a href="mailto:T...@ramruva.com" target="_blank">T...@ramruva.com</a><br>
> >> � � � � �<a href="http://www.businessinsider.com/this-28-year-old-is-making-sure-credit." target="_blank">http://www.businessinsider.com/this-28-year-old-is-making-sure-credit.</a>..<br>
<div></div><br></div><br>
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