President Announces HARP Extension. Start Saving Today

The HARP refinance program was designed by the government to save homeowners thousands on their mortgage. Recently, the president has announced the decision to extend HARP into 2015 allowing more homeowners to realize their savings potential. Thanks to these new government programs mortgage rates are now hovering at an all-time low and homeowners are acting fast by taking advantage of their opportunity to refinance. HARP Program Homeowners can now utilize HARP to refinance their home from high interest rates, declined home values, and underwater mortgages. HARP Benefits Up to 200% loan to value, late mortgage payments may be acceptable, minimal fees, little or no out-of-pocket expenses, some may qualify without an appraisal. HARP Guidelines You may be eligible for a HARP 2.0 refinance through the Home Affordable Refinance Program. Check your eligibility through our simple, no obligation HARP program quotes. LEARN MORE ABOUT THE HOME AFFORDABLE REFINANCE PROGRAM & HOW YOU CAN PAY OFF YOUR HOME IN HALF THE TIME.

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necessary to determine eligibility, it's hard to see how the forms could be any shorter," said Robert Laszewski, a former insurance executive turned industry consultant.Activist Ron Pollack, executive director of Families USA, is an administration ally who had openly criticized the first draft of the forms, worrying that consumers would get discouraged just trying to fill them out. He called the changes "very positive.""There has got to be a balance to between getting adequate (financial) information to make sure everybody gets the help they're entitled to under the law, while at the same time trying to keep the process consumer-friendly," said Pollack.Although the new forms are shorter, the administration wasn't able to get rid of all the complexity. Individuals will have to gather tax returns, pay stubs and other financial records before filling out the application.Administration officials expect most consumers to apply online through the new insurance marketplaces in each state. A single application process will serve to route consumers to either private plans or the Medicaid program. Identification, citizenship and immigration status, as well as income details, are supposed to be verified in close to real time through a federal "data hub" that will involve pinging Social Security, Homeland Security and the Internal Revenue Service.Currently, applying for health insurance individually entails filling out a lengthy questionnaire about y necessary to determine eligibility, it's hard to see how the forms could be any shorter," said Robert Laszewski, a former insurance executive turned industry consultant.Activist Ron Pollack, executive director of Families USA, is an administration ally who had openly criticized the first draft of the forms, worrying that consumers would get discouraged just trying to fill them out. He called the changes "very positive.""There has got to be a balance to between getting adequate (financial) information to make sure everybody gets the help they're entitled to under the law, while at the same time trying to keep the process consumer-friendly," said Pollack.Although the new forms are shorter, the administration wasn't able to get rid of all the complexity. Individuals will have to gather tax returns, pay stubs and other financial records before filling out the application.Administration officials expect most consumers to apply online through the new insurance marketplaces in each state. A single application process will serve to route consumers to either private plans or the Medicaid program. Identification, citizenship and immigration status, as well as income details, are supposed to be verified in close to real time through a federal "data hub" that will involve pinging Social Security, Homeland Security and the Internal Revenue Service.Currently, applying for health insurance individually entails filling out a lengthy questionnaire about y